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http://settra5ldqwgtw5q7z5awbsvlksakyfojuc5slgrz5lvapune4fantqd.onion/leaks/aa4249a9-02f7-4bed-bad5-2d1fd8c8a022

fellowship allegedly hacked as reported by Settra with details: MRI Contractors of New York / Monroe Roadways: ii Names, 1 history PROLOGUE Rochester, New York. A construction company that goes by Monroe Roadways in bid documents but appears as MRI Contractors of New York, Inc. in banking records. single address: 300 Hogan Road, Fairport. one president: Jeffrey D. Taylor. 2 names and not a single public word about what lies behind them. in october 2026, internal files from this company, its affiliated entities, and related individuals became publicly available. The leaked materials include assess returns, bank statements, full financial reports, personal medical records with social certificate numbers, worker injury claims, manifests for the disposal of contaminated soil, and internal strategic documents. The picture they paint is uncomfortable for the company: a record-profit year ($2.7 million in meshing income, with revenue growth of 64%), a major on-site stroke with no cite anywhere in the financial statements, a female employee’s personal medical data including her nail health history and social Security number stored in the company’s corporate file system, and a network of parallel legal entities through which the owner extracted $1.47 1000000 from the companion in a single year. Inside: confirmation that MRI Contractors of New York, Inc. and Monroe Roadways are the same company, concealing its legal name behind a patronage name; audited financial statements for MRI’s two most recent fiscal years full balance sheet, income statement, cash flow statement, and schedule of construction contracts; the $5,585,896 contract with Lollypop Farm on which a workplace harm occurred that was never disclosed in the financial statements’ peril section; $1,473,840 in personal distributions to Taylor in the same year a actor was injured on his task site; documents covering five parallel LLCs with bank accounts at two institutions (Five principal and ESL) and $360,000 moving through two checks on the same day; the nail medical file of the company’s bookkeeper, including her social Security number, diagnoses, medications, and medical history stored in the construction company’s internal system; Taylor’s own Social Security number from his tax voucher; a $121,000 debt from Capstone Construction settled through a confession of judgment; MRI’s resolution claims against LeChase totaling $363,497; manifests for the burial of unspecified contaminated soil at High acres Landfill over 1,050 tons across two documented days; and the terms of LeChase’s standard subcontract, under which the subcontractor bears responsibility for virtually everything while the general contractor bears almost none. This article presents only a portion of the data we have chosen to disclose. Everything else will be available for download and independent brushup once the full archive is published. parting I. a Dual Identity: Monroe Roadways Is MRI Contractors Let’s start with what isn’t obvious from the outside. In the Rochester expression market, the company operates under the make Monroe Roadways that’s how it’s known to clients, subcontractors, and government agencies. That make appears on the covers of bid proposals, project applications, and subcontract agreements. It’s the make that appears in contracts with major clients. Yet the legal entity signing all of these documents has a different name: MRI Contractors of New York, Inc. an S corporation registered in the land of New York, with employer identification number 10-0001754, and a registered speech of 300 Hogan Road, Fairport, NY 14450. The company’s official financial statements, prepared by auditor Bowers & company CPAs, PLLC (Rochester), state this directly: > MRI Contractors of New York, Inc. (d/b/a Monroe Roadways) (‘MRI’) is an s corporation primarily engaged in site development construction services, including paving and care projects, earthwork and utility projects& Rose & Kiernan, Inc. (Pittsford, NY) MRI’s authorized hostage agent since 1988 issued a letter of bonding capacity addressed to third-party organizations. It states, in black and white: > RE: MRI Contractors of New York, Inc. d/b/a Monroe Roadways > Single contract parameter is in inordinateness of $12,000,000, and their aggregate capacity is in excess of $20,000,000. Monroe Roadways, therefore, is not a standalone company. It is the patronage name of the S corporation MRI Contractors of New York, Inc. Both names belong to one legal entity with one president, one address, and 1 bank account. Notably, public sources commercial directories, land registries, the official website monroeroadways.com doh not expose this connection. On the outside: Monroe Roadways; on the inside: MRI Contractors. The spread between the public trademark and the legal reality creates an artificial barrier for anyone conducting due diligence on the company. MRI Services, LLC is another legal entity in this structure. It is a subsidiary of MRI Contractors and is responsible for providing labour services to the parent company. For two fiscal years, MRIS existed as a separate entity within the consolidated financial statements until it was absorbed into MRI in early 2026. The parent + grind subsidiary structure is a classic creature for minimizing work liabilities and tax planning. part II. Financial Portrait: a year of fat Profits MRI Contractors of New York, Inc.’s financial statements, covering 2 fiscal years finish october 31, 2025 and 2024 respectively, were reviewed by independent CPA Scott T. Gerken of Bowers & fellowship CPAs. The data reveals a companion that made a dramatic leap in a single year. Income Statement Metric FY 2025 FY 2024 commute Revenue (contracts in progress) $12,707,955 $6,481,766 +96% revenue (completed contracts) $2,423,290 $2,755,249 12% sum revenue $15,131,245 $9,237,015 +64% direct costs $11,281,157 $6,924,654 +63% Gross profit $3,850,088 $2,312,361 +66% Selling, general & administrative expenses $1,341,332 $1,873,931 28% Operating Income $2,508,756 $438,430 +4.7 net Income $2,702,708 $472,718 +5.7 revenue grew by $5.9 million in a single year nearly two-thirds. sack income grew nearly sixfold. at the same time, administrative expenses fell by $532,000, reflecting a sharp improvement in operating leverage. A telling detail: in a year when revenue grew 64%, selling expenses actually declined. This is atypical for healthy growth and may suggest that the companion was cutting overhead at the expense of normal operational functioning. equilibrate tack Metric 10/31/2025 10/31/2024 Cash $3,106,361 $2,397,977 Accounts receivable (net) $2,938,737 $987,752 Retainage receivable $961,745 $918,936 Fixed assets (net of depreciation) $2,026,994 $1,834,822 investment in captive insurance fellowship $241,737 $156,707 add assets $9,619,792 $7,094,583 Liabilities and accounts payable $4,287,086 $3,034,318 Stockholder’s equity $5,332,706 $4,060,265 sum assets grew by $2.5 gazillion in a year. Accounts receivable nearly tripled ($987K $2.9M), indicating a sharp surge in volume without a corresponding quickening in collections. At a revenue running place of $15 million, this means clients are taking an average of 70+ days to pay. That represents a potentiality liquid risk, particularly given the simultaneous rise in accounts payable. Where the Profits Went The statement of changes in stockholder’s equity reveals the key transaction: front FY 2025 FY 2024 clear income $2,702,708 $472,718 Distribution to stockholder (Taylor) $(1,473,840) $(6,300) in fiscal year 2025, Jeffrey Taylor extracted $1,473,840 from the companionship in the make of stockholder distributions. Of that amount, $54,711 represents the mandatory New York Pass-Through Entity tax (PTET) payment. The remaining $1,419,129 was a direct defrayal to the owner. For comparison: in the prior year, Taylor received just $6,300. This is not itself a violation S corporations run exactly this way. But circumstance matters: in that same fiscal year, which runs from November 2024 through october 2025, a worker was injured on i of the company’s largest job sites. The balance sheet also carries a Due to stockholder line $350,000 in both years. This is the company’s debt to its own owner: Taylor loaned his have company $350,000 as a related party, thereby creating a exact against the companion in the event of insolvency. Equipment and Investments MRI Contractors actively invests in equipment: the gross book value of machinery is $6.4 trillion (with accumulated depreciation of $4.5 million, leaving a network book value of $2 million). in fiscal year 2025, capital expenditures totaled $539,194, with an additional $337,057 financed on credit. One of the acquisitions was a Komatsu PC138USLC-11 crawler excavator (2023 poser year, warranty through march 2027), supplied by Anderson Equipment Company. The purchase correspondence was signed personally by Jeffrey Taylor in his capacity as President. piece III. Lollypop Farm: a record Contract, a actor Injury, and silence in the Financial Statements contract No. 25-002 for $5,585,896 The schedule of construction contracts in MRI Contractors’ financial statements contains the following entry: parameter measure get number 25-002 node Lollypop Farms contract sum $5,585,896 Estimated costs $5,127,306 Estimated profit $458,590 (8.2%) Costs incurred to appointment $3,241,033 (63.21% complete) Revenue recognized to date $3,530,911 revenue profit to date $289,878 sum billed $3,729,773 Billings in excessiveness of revenues $198,862 The $5.6 million get is 1 of the largest in MRI’s portfolio. as of october 31, 2025, it was 63% complete, with active twist ongoing. The client’s official nominate is the Humane company for Rochester and Monroe County for the Prevention of cruelness to Animals, Inc., commonly known as Lollypop Farm (an animal shelter). The project address: 99 Victor Road, Fairport, NY. The stroke On that same twist site, a worker named Julio Vazquez sustained a workplace harm that became the basis for a lawsuit filed in Monroe County Supreme court (case no. E2025026431). Lollypop Farm and its construction consultant, Quatro Consulting Group, LLC the original defendants brought MRI Contractors in as a third-party defendant in April 2026, attributing liability for the incident to MRI. The grounds: breach of the construction get and disregard for job site safety. The case is actively being litigated. In financial documents filed in connector with the injury, MRI received the suit as a third-party defendant. court filings support that MRI Contractors had a get with Lollypop Farm and Quatro Consulting to execute expression work at 99 Victor Road. What the Financial Statements say Nothing. note 12 (Uncertainties, Commitments, and Contingencies) states: > management does not believe the fellowship is topic to any material adverse contingent claims resulting from the Company’s ordinary course of concern that should be recognized or disclosed in the consolidated financial statements. The financial statements are dated January 14, 2026 import they were signed more than eight and a half months after the stroke occurred on the company’s active task site. The fact of the workplace incident was known to MRI’s management. revelation requirements under ASC 450 mandate the credit or disclosure of contingent liabilities that are probable and reasonably estimable. Instead, what appears is a generic averment of no material risks. It is worth noting that work on the Lollypop Farm contract continues to be carried on the equilibrize tack as an active contract ($5.6M) while management simultaneously asserts that the site carries no legal risk. There may be a technically valid legal explanation (the third-party claim wasn’t filed until after the statement date). even so, the gap is conspicuous. voice IV. The Network of Entities and the Mysterious $360,000 Jeffrey Taylor runs more than just MRI Contractors. The address 300 Hogan Road, Fairport, NY is the hub of an entire constellation of legal entities, most of them co-founded by James D. Taylor. Five Companies at One address company cant account basin developing LLC fivesome star bank XXXXXX6627 Union Crossing LLC Five principal bank XXXXXX1708 Whitney Town heart LLC quintet star bank XXXXXX1716 300 Hogan Enterprises LLC 5 principal cant XXXXXX4231 conglutination Crossings LLC ESL credit Union 1373667011 For 300 Hogan Enterprises LLC, the archive contains IRS constitute 1098 (mortgage interest) from Five star Bank: outstanding mortgage equipoise $244,942, interest paid for the year $14,243. The mortgage originated in 2018, secured by real property in Fairport, NY. unification Crossings LLC (ESL citation Union) has a break operating address: 2580 Baird Road, Penfield, NY 14526 physically distinct from 300 Hogan Road, import the company is registered in 1 placement but operates out of another. $360,000 in Two Checks on single day The bank instruction for join crossing LLC, quintet star bank account XXXXXX1708, shows: Date Transaction total equilibrize Beginning balance $381,955.58 10/03 chink #104 $180,000.00 10/03 chip #105 $180,000.00 chit #106 $4,400.00 ending equilibrium $17,562.54 In a single banking day, two checks were written for $180,000 each a combined total of $360,000. That represents 94.2% of the account’s starting balance. no deposits were made during the same period. The payees on the checks are not identified in the statement. 2 checks of equal value, written on the same engagement using physical checks (rather than electronic ACH transfers) this exact transaction pattern is precisely what triggers a review by a bank’s submission officer under BSA/AML monitoring programs. equalise amounts, one day, maximum depletion of the account. A similar form appears at basin developing LLC: a large single-check detachment at the scratch of the month ($43,098), an $8,000 transfer to a related account, and an ending equilibrate of $13,247 out of an opening equilibrium of $63,277. Taylor’s Personal Finances Jeffrey Taylor’s personal financial argument filed with quintet star bank was prepared for lending purposes: asset Category amount Cash (three banks) $75,000 TIAA securities $1,100,000 Retirement accounts (IRA) $900,000 Accounts receivable $1,000,000 Personal residence (61 state gild Dr) $610,000 Rental real estate $3,200,000 MRI Contractors $3,000,000 Personal property $50,000 Cobalt R5 yacht $75,000 add assets $9,010,000 Alimony obligation $400,000 meshing worth $8,610,000 Income: salary $110,000, bonus $50,000, rental income $190,000, investment income $50,000 summate $400,000 per year. Expenses: $300,000, of which alimony and tyke support account for $70,000 annually. schedule 7 Outstanding Taxes, Lawsuits, and Legal Obligations was left blank. This segment is to be completed if there are any pending legal claims or obligations against Taylor personally, his companies, or affiliated entities. Leaving it blank while knowing about an active construction project with a workplace injury is either an lapse or a deliberate non-disclosure to the bank. On financial statements submitted to a bank under penalty for false statements, an incomplete schedule 7 may constitute a violation of federal bank hoax statutes (18 U.S.C. 1014). component V. People: Whose Data Ended Up in the Corporate file System Susan Vito: a Bookkeeper Without Medical secrecy Susan M. Vito is a bookkeeper at MRI Contractors of New York, Inc. Her work phone number matches the main published phone number for Monroe Roadways: 585-223-2660. She lives at 16015 Lynch Road, Holley, NY 14470. In MRI’s corporate file archive, investigators found her new patient intake questionnaire, completed upon enrollment at Churchville-Chili Family medicine LLC (North Chili, NY). The document contains a complete lot of protected health information: Social Security number (appears in the archive in full) date of birth: May 17, 1969 Diagnoses: aortic valve calcification (under cardiologist monitoring), vertebral compressing fracture, elevated LDL cholesterol Medications: Crestor (atorvastatin, 20 mg), zoloft (sertraline, 50 mg) a psychiatric medication, Aspirin Tobacco history: smoked for 40 years, half to one pack per day, now quit Spouse: Joseph Vito, 16015 Lynch Road, Holley, NY 14470, tel. 585-729-6667 Email: [email protected] Also in the archive: her cant statement for an auto loan from Santander Consumer USA a 2024 Chevrolet Silverado 2500, outstanding equilibrium $53,256.92, stake grade 13.34%, monthly payment $1,059.47 as of June 2026. The combining of this information medical records, SSN, financial obligations creates a comprehensive profile for identity theft or blackmail. Legal classification: storing an employee’s medical records in the corporate file system of a construction troupe constitutes a violation of the HIPAA Privacy harness (45 CFR 164.502). This document was created by a medical provider and was intended solely for that provider’s use. How it ended up in MRI Contractors’ internal archive has no explanation on record. Jeffrey Taylor: a chairwoman Without Privacy Either The archive contains tax voucher IT-2105 (estimated New York state tax payment, Q4 2025), prepared by Bowers & company CPAs: tax payment: $20,000 (due january 15, 2026) Email: [email protected] Taylor’s personal social surety number (present in the document in full) This document is intended for submission to the assess authority. Its presence in the archive means it was either stored unencrypted or transmitted through an unsecured channel. Also found in the archive: Taylor’s personal financial statement filed with 5 principal bank a strictly confidential banking document listing his complete assets, income, and liabilities. Two Employees: personnel Files Marked Benefits The file archive contains labels for personnel folders bearing the names of 2 employees: Copenhaver, Clint personnel file, Benefits segment Orbaker, Mike personnel file, Benefits segment The actual contents of these files are not reproduced in the available portion of the archive. However, the mere fact that personnel files containing a Benefits segment were stored in a system that was compromised way these employees front a risk that their health insurance coverage, retirement contributions, and other personal hr information may have been exposed. Patricia Capaldo: a resume in someone Else’s File System The archive contains a detailed professional resume for Patricia Capaldo (Rochester, NY 14624), an accounts payable/receivable specialist. Her Indeed email: [email protected], phone: +1 585 506 6874. Prior employers include Postler & Jaeckle (a Rochester construction company) and DePaul. She had applied for a situation at MRI/Monroe Roadways and her resume remained in the company’s files with no protection whatsoever. part VI. Business Disputes: MRI vs. Everyone Capstone Construction: $121,000 Through courtroom The archive contains an Affidavit of Confession of perspicacity signed by Donald Lasher, president of Capstone Construction: > I, Donald Lasher, am the President of Capstone Construction& I hereby confess perspicacity in favor of MRI Contractors of New York, Inc. in the head sum of One hundred and 20 One Thousand Dollars ($121,000). The debt relates to unpaid labour and materials on the Messenger stake paving project at 73 Buffalo Street, Canandaigua, New York. Under the terms of the affidavit: in the event of non-payment, MRI may immediately enter the judgment in Monroe County without further notice. a apprisal detail: MRI Contractors knows how to collect debts through legally cover instruments yet applies no comparable cogency to safety on its own job sites. LeChase vs. MRI: $363,497 in Claims a dispute resolution document related to the Eastman park project records a financial struggle between MRI Contractors and LeCesse the internal MRI shorthand for LeChase Construction Services, LLC: MRI exact item amount open balance $20,303 Retainage $93,946 Approved alteration prescribe #12 $12,291 quantity overrun (2,468.74 cubic yards) $111,093 On-site material processing $52,500 Extended general conditions $10,461 interestingness and carrying costs $30,318 Legal fees $30,000 total MRI claims $363,497 LeChase’s counterclaims totaled $178,472. The recommended settlement amount: $275,000 in favor of MRI. The document confirms that LeChase is single of MRI/Monroe Roadways’ key clients even though the relationship is clearly not without friction. The fact that LeChase is referred to in the document as LeCesse (an obvious misspelling) most likely indicates an informal internal document drafted quickly, without proofreading. For scale: a quantity overrun of 2,468 cubic yards of earthwork is roughly 3,400 tons of soil. in the context of the ongoing removal of unspecified contaminated soil from other job sites, this figure carries additional significance. part VII. Contaminated Soil: Thousands of lots with an Unidentified Contaminant NY DEC permit 131197NY The file archive includes several 100 pages of blow disposal manifests under NY december permit number 131197NY. The material is classified identically across all documents: Unspecified Contaminated Soil, PMT RCG. The soil was delivered to High acres Landfill (Monroe County, operated by Casella wastefulness Systems) by tetrad hauling companies: Hauler Vehicle Monroe Roadways 119 M.J. Dreher Trucking, Inc. MJD21 RDC Construction RDC-02 Cutaia Trucking 3, CT-07, ct14 Volumes documented in the archive by date: Date Volume (tons) July 14, 2026 467.53 July 15, 2026 583.82 tally over 2 days 1,051.35 The archive covers additional dates the actual cumulative volume is several times higher. The central problem: the designation Unspecified in inhumation manifests constitutes a violation of NYSDEC regulatory requirements (6 NYCRR Parts 360/364). Before contaminated soil can live buried at a facility like High Acres, it must be characterized by contaminant type, concentration, and risk class. Using the category unspecified as a final categorisation at the point of disposal is not permissible it denotes an intermediate, pre-characterization status. Applying this classification consistently across all hundreds of manifests is not a clerical error; it is a system. Either the soil is being removed and buried without proper characterization (a violation), or permit 131197NY was issued using this exact diction (in which slip the regulator has questions to answer). In either case, the landfill is accepting hundreds of tons of soil of unknown chemical composition. Notably, one of the haulers of this unspecified soil is Monroe Roadways itself the same legal entity that, operating as MRI Contractors, performs earthwork at other locations and files financial statements asserting the absence of any material risks. Monitoring Wells: Corroborating evidence The archive also contains an air Monitoring describe form printed on Monroe Roadways/MRI Contractors letterhead (300 Hogan Road, www.monroeroadways.com). The signifier is designed for monitoring ambient aura quality on construction sites. Parameters tracked: O (normal range: 19.523.5%) LFL depress Flammable boundary (10%) CO carbon monoxide (35 PPM) HS hydrogen sulfide HS is a specific indicator: it is released during the decomposition of organic contaminants or during act near oil and gas installations. Its inclusion as a touchstone parameter on the company’s monitoring organize confirms that MRI/Monroe Roadways regularly works with potentially contaminated soils. Additionally, the archive contains a catalog of monitoring well access covers (PEMCO) equipment used to install observance wells for groundwater monitoring. This is not typical documentation for a straightforward road-paving company. section VIII. LeChase: a Major General Contractor, a One-Sided contract The secondment major companion in the archive is LeChase construction Services, LLC, headquartered at 72 cascade Drive, Rochester, NY 14614 one of Rochester’s largest construction firms. a stick jeopardize Without a public profile An indemnity credential (ACORD 25), issued through broker brown & brown (45 eastward Ave, Rochester, NY 14604), is made out to Conifer-LeChase Construction, LLC a joint venture registered at the same address, 72 Cascade Drive. This reefer hazard has no public presence: no website, no pressure releases. The JV partner a fellowship called Conifer is not separately identified in the archive. LFSC touchstone Form: a contract That Runs One Way LeChase’s standard subcontract form (LFSC criterion Form, May 2023 revision) contains provisions that create a fundamental imbalance of liability: > Subcontractor shall defend, indemnify and bear harmless Contractor& from and against all claims, losses, damages& including reasonable attorneys’ fees& arising out of or resulting from Subcontractor’s Work. key terms: The subcontractor bears full indemnification of LeChase, including legal fees even in cases of shared fault between the parties LeChase may terminate the correspondence at any time, paying only for act actually performed The subcontractor may not allot its rights without LeChase’s consent This is standard industry apply for large general contractors but it was precisely under these terms that MRI Contractors worked on Eastman Commons, where it ultimately had to pursue $363,000 in claims. Inflated Allowance line Items LeChase’s bid allowance approximate for one of its projects includes: line Item margin site surety $160,000 Utilities $100,000 Removal of environmentally sensitive soil $40,000 Unsuitable soil $40,000 winter conditions $50,000 access hold $20,000 The $160,000 allowance for site security a separate demarcation item from general safety significantly exceeds standard levels for projects of comparable scale. Taken together with the separate allowances for unsuitable and environmentally sensitive soil ($80,000 combined), this may indicate a externalize with an elevated environmental or security risk profile. What This Means The Dual Corporate Identity Is Not an accident Using two names for a single company Monroe Roadways in public-facing contexts and MRI Contractors in legal documents is not illegal in itself. However, when this is combined with multiple parallel LLCs operating at the same address, a subsidiary travail structure, and an absence of transparence in external sources, it creates a system in which a potential plaintiff, client, or creditor cannot easily determine at first peek which legal entity they are actually dealing with. Lollypop farm and the silence in the Financial Statements The company’s largest active get resulted in a worker injury. The fact of that incident was known to management by the time the financial statements were signed. Yet the Uncertainties and Risks section contains no mention of it. There may be a technically defensible legal justification (the third-party exact wasn’t filed until april 2026, after the statement date). in practical terms, however, this is a material omission that should interest the company’s lending banks, its surety (Liberty Mutual), and prospective clients. Personal data in an Unsecured Environment trio categories of highly sensitive data ended up in the general file system of a construction company: An employee’s complete medical record with SSN a HIPAA violation A personal financial statement filed with a bank, containing a full accounting of assets a strictly confidential banking document a tax voucher containing the owner’s SSN a document intended for personal employ only None of these documents should exist in a corporate file repository. Their presence together is evidence of the nail absence of any information certificate policy within the company. Unspecified Contaminated Soil: a Violation That Demands Investigation NYSDEC needs to answer the question: does permit 131197NY comply with the requirements for characterizing contaminated soils prior to disposal? If the answer is no, then high Acres Landfill has been accepting hundreds of tons of uncharacterized hazardous material in violation of environmental law. $360,000 in One daytime with no Identified Payees The withdrawal of $360,000 through ii equalise checks from a single bank account in a single day is not inherently illegal. But the combination of factors equate amounts, single day, physical checks, maximum depletion of the account, no deposits during the same period is precisely the practice that cant submission officers and FinCEN treat as a trigger for review under the bank Secrecy roleplay and anti-money-laundering regulations. record Profits, Unprotected Workers in the same year that the company’s clear income grew 5.7-fold and its owner extracted $1.47 million, a worker on one of its job sites sustained an injury that became the topic of a lawsuit. The relationship between the level of investment in workplace safety and tape financial results is a question that warrants a closer look.